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Boats Under $100,000

Affordable boats from trusted dealers, sorted by price. Updated daily.

6,964 boats available

New

2026 Stingray 253CC

$93
303' LOA 300 HP Bowrider
Bayville, NJ
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2267-360x240.jpeg"

$232
Virginia Beach, VA
Used

2004 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2267-360x240.jpeg"

$232
Virginia Beach, VA
Used

2024 Viaggio by Misty Harbor Lago V-22C

$235
264' LOA Pontoon
Rhinelander, WI
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2492-360x240.jpeg"

$249
Virginia Beach, VA
Used

2022 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2492-360x240.jpeg"

$249
Virginia Beach, VA
New

2021 Ascend Kayak 9R Sport Sit-On

$399
Fishing Boat
Spring, TX
New

2021 Ascend Kayak 9R Sport Sit-On

$399
Fishing Boat
Spring, TX
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2242-360x240.jpeg"

$498
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2242-360x240.jpeg"

$498
Virginia Beach, VA
New

2021 Ascend Kayak 12R Sport Sit-On

$579
Fishing Boat
Spring, TX
New

2021 Carolina Skiff KIT PARTS

$600
12' LOA Fishing Boat
Ashland, VA
New

2022 Mercury Marine® FourStroke 2.5

$724
0 Outboard
Anderson, SC
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1387-360x240.jpeg"

$809
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1387-360x240.jpeg"

$809
Virginia Beach, VA
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1383-360x240.jpeg"

$860
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1383-360x240.jpeg"

$860
Virginia Beach, VA
New

2021 Honda Marine BF2.3 L Type

$887
0 2 HP Outboard
Anderson, SC
Used

2022 Yamaha Marine F 2.5

$899
0 Jet Boat
Shreveport, LA
Used

2022 Yamaha Marine F2.5

$899
0 Jet Boat
Shreveport, LA
New

2022 Yamaha Marine F 2.5

$926
0 Jet Boat
Anderson, SC
New

2024 Ascend Kayak 128X Yak-Power Sit-On

$999
Fishing Boat
Spring, TX
New

2025 Honda Marine BF2.3 S Type

$1,053
0 2 HP Outboard
Beaumont, TX
New

2024 Tracker Boats

$1,095
Fishing Boat
Brunswick, GA
New

2022 Mercury Marine® FourStroke 4

$1,118
0 Outboard
Anderson, SC
New

2026 Yamaha

$1,240
Outboard Motors
Clearwater, FL
New

2026 Yamaha

$1,265
Outboard Motors
Clearwater, FL
New

2024 Tohatsu MFS3.5CS

$1,270
0 3 HP Boat
Kemah, TX
New

2025 Tracker Boats

$1,295
Fishing Boat
Brunswick, GA
Used

2022 Yamaha Marine F4

$1,299
0 Jet Boat
Shreveport, LA
New

2025 Tracker® Boats Grizzly® 10 Jon

$1,370
120' LOA Fishing Boat
White Bluff, TN
New

2025 Tracker® Boats Grizzly® 10 Jon

$1,370
118' LOA Fishing Boat
Moncks Corner, SC
New

2021 Yamaha Marine F4

$1,392
0 Jet Boat
Anderson, SC
New

2021 Yamaha Marine F4

$1,392
0 Jet Boat
Anderson, SC
New

2024 Tracker Boats

$1,395
Fishing Boat
Brunswick, GA
New

2026 G3 1036

$1,395
120' LOA 0 Fishing Boat
Myrtle Beach, SC
New

2025 Yamaha EF2200iS 2200 Watt Generator

$1,399
Non Marine
Houston, TX
New

2025 Lowe Boats L1032 Jon

$1,400
120' LOA Pontoon
Ashland, VA
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1398-360x240.jpeg"

$1,444
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1398-360x240.jpeg"

$1,444
Virginia Beach, VA
New

2023 Mercury Marine® FourStroke 5 hp Sail Power

$1,495
0 Outboard
Anderson, SC
New

2026 Tracker Boats

$1,495
Fishing Boat
Brunswick, GA
Used

1900 Shore Master 2596 Cantilever

$1,500
0 Unknown
Eagle River, WI
New

2025 G3 1036

$1,508
Fishing Boat
Little River, SC
New

2025 G3 1036

$1,508
Fishing Boat
Little River, SC
New

2025 G3 1036

$1,508
Fishing Boat
Little River, SC
New

2025 G3 Boats 1036

$1,508
Fishing Boat
Hilton Head, SC
New

2026 Tracker Marine 1036 JON

$1,570
Fishing Boat
St. Augustine, FL

Boats Under $100,000 — FAQ

What boats can I buy for under $100,000?
This budget opens up serious options: new center consoles up to 26 feet, premium pontoons and tritoons, new wakeboard boats, used cabin cruisers, and used sportfishing boats. You can find lightly used boats from top brands like Boston Whaler, Grady-White, and MasterCraft.
Is it better to buy new or used at this price?
At $100,000, both options are strong. New boats offer warranty coverage and the latest technology. Used boats (2 to 5 years old) let you step up in size or brand significantly. A used 30-foot center console can cost the same as a new 24-footer, giving you much more boat.
How much are monthly payments on a $100,000 boat?
With 20 percent down ($20,000) and an $80,000 loan at 7 percent over 15 years, monthly payments run approximately $720. A 10-year loan at the same rate would be about $930/month. Rates and terms vary by lender, credit score, and whether the boat is new or used.
What should I prioritize in this price range?
Focus on build quality, engine reliability, and resale value. Brands with strong dealer networks provide better warranty service. Do not skimp on electronics (GPS, fishfinder) or safety equipment. A well-equipped boat in this range should serve you for 10+ years with proper maintenance.