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Boats Under $200,000

Affordable boats from trusted dealers, sorted by price. Updated daily.

8,617 boats available

New

2026 Stingray 253CC

$93
303' LOA 300 HP Bowrider
Bayville, NJ
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2267-360x240.jpeg"

$232
Virginia Beach, VA
Used

2004 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2267-360x240.jpeg"

$232
Virginia Beach, VA
Used

2024 Viaggio by Misty Harbor Lago V-22C

$235
264' LOA Pontoon
Rhinelander, WI
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2492-360x240.jpeg"

$249
Virginia Beach, VA
Used

2022 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2492-360x240.jpeg"

$249
Virginia Beach, VA
New

2021 Ascend Kayak 9R Sport Sit-On

$399
Fishing Boat
Spring, TX
New

2021 Ascend Kayak 9R Sport Sit-On

$399
Fishing Boat
Spring, TX
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2242-360x240.jpeg"

$498
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/03/img_2242-360x240.jpeg"

$498
Virginia Beach, VA
New

2021 Ascend Kayak 12R Sport Sit-On

$579
Fishing Boat
Spring, TX
New

2021 Carolina Skiff KIT PARTS

$600
12' LOA Fishing Boat
Ashland, VA
New

2022 Mercury Marine® FourStroke 2.5

$724
0 Outboard
Anderson, SC
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1387-360x240.jpeg"

$809
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1387-360x240.jpeg"

$809
Virginia Beach, VA
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1383-360x240.jpeg"

$860
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1383-360x240.jpeg"

$860
Virginia Beach, VA
New

2021 Honda Marine BF2.3 L Type

$887
0 2 HP Outboard
Anderson, SC
Used

2022 Yamaha Marine F 2.5

$899
0 Jet Boat
Shreveport, LA
Used

2022 Yamaha Marine F2.5

$899
0 Jet Boat
Shreveport, LA
New

2022 Yamaha Marine F 2.5

$926
0 Jet Boat
Anderson, SC
New

2024 Ascend Kayak 128X Yak-Power Sit-On

$999
Fishing Boat
Spring, TX
New

2025 Honda Marine BF2.3 S Type

$1,053
0 2 HP Outboard
Beaumont, TX
New

2024 Tracker Boats

$1,095
Fishing Boat
Brunswick, GA
New

2022 Mercury Marine® FourStroke 4

$1,118
0 Outboard
Anderson, SC
New

2026 Yamaha

$1,240
Outboard Motors
Clearwater, FL
New

2026 Yamaha

$1,265
Outboard Motors
Clearwater, FL
New

2024 Tohatsu MFS3.5CS

$1,270
0 3 HP Boat
Kemah, TX
New

2025 Tracker Boats

$1,295
Fishing Boat
Brunswick, GA
Used

2022 Yamaha Marine F4

$1,299
0 Jet Boat
Shreveport, LA
New

2025 Tracker® Boats Grizzly® 10 Jon

$1,370
120' LOA Fishing Boat
White Bluff, TN
New

2025 Tracker® Boats Grizzly® 10 Jon

$1,370
118' LOA Fishing Boat
Moncks Corner, SC
New

2021 Yamaha Marine F4

$1,392
0 Jet Boat
Anderson, SC
New

2021 Yamaha Marine F4

$1,392
0 Jet Boat
Anderson, SC
New

2024 Tracker Boats

$1,395
Fishing Boat
Brunswick, GA
New

2026 G3 1036

$1,395
120' LOA 0 Fishing Boat
Myrtle Beach, SC
New

2025 Yamaha EF2200iS 2200 Watt Generator

$1,399
Non Marine
Houston, TX
New

2025 Lowe Boats L1032 Jon

$1,400
120' LOA Pontoon
Ashland, VA
Used

<img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1398-360x240.jpeg"

$1,444
Virginia Beach, VA
Used

2026 <img class="image_fade" src="https://lynnhavenmarine.com/wp-content/uploads/2026/01/img_1398-360x240.jpeg"

$1,444
Virginia Beach, VA
New

2023 Mercury Marine® FourStroke 5 hp Sail Power

$1,495
0 Outboard
Anderson, SC
New

2026 Tracker Boats

$1,495
Fishing Boat
Brunswick, GA
Used

1900 Shore Master 2596 Cantilever

$1,500
0 Unknown
Eagle River, WI
New

2025 G3 1036

$1,508
Fishing Boat
Little River, SC
New

2025 G3 1036

$1,508
Fishing Boat
Little River, SC
New

2025 G3 1036

$1,508
Fishing Boat
Little River, SC
New

2025 G3 Boats 1036

$1,508
Fishing Boat
Hilton Head, SC
New

2026 Tracker Marine 1036 JON

$1,570
Fishing Boat
St. Augustine, FL

Boats Under $200,000 — FAQ

What kind of boat can I get for under $200,000?
Under $200,000 opens the door to new premium center consoles (28 to 35 feet), new sportfishing boats, used motoryachts, high-end wakeboard boats, and quality cruisers. This range includes top brands like Yellowfin, Regulator, Scout, and used models from Viking and Bertram.
Should I consider a yacht at this budget?
Used motoryachts in the 35 to 45 foot range can be found under $200,000 and offer full living accommodations. However, be aware that larger boats have significantly higher operating costs for fuel, marina fees, insurance, and maintenance. Budget carefully for ongoing expenses.
What are the best fishing boats under $200,000?
This budget buys outstanding fishing boats. New center consoles from Scout, Robalo, and Cobia in the 28 to 33 foot range fit well. Used offshore boats from Yellowfin, SeaVee, and Contender offer premium fishing capability. Twin outboard power is standard at this level.
How much does insurance cost on a $200,000 boat?
Insurance for a $200,000 boat typically costs $2,000 to $5,000 per year for comprehensive coverage. Factors include the boat type, your experience, navigation area, and deductible. Boats kept in hurricane-prone areas may pay higher premiums. Compare quotes from marine insurance specialists.